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First Half of 2010 Lake Lanier Sales STATS are out! Click on my BLOG
Effective Immediately Fannie Mae requires knowledge and experience when appraising property. That includes LAKE LANIER HOMES! Here is direct quote from Fannie MAE:
"...Fannie Mae requires a lender to only use an appraiser who has the appropriate knowledge and experience...Consequently, appraisers who lack the requisite knowledge and access to appropriate data must not be utilized".
So if you have an appraisal completed on your Lake Lanier home by a Lender who selected an appraiser who is not qualified.....pass along my name and website and they will need to get at least a review of the report by yours truly or a new appraisal by yours truly as I have the most experience on this Lake of any other apprasier out there.
First Half of 2010 Lake Lanier Sales STATS are out! Click on my BLOG
If you are looking for someone who specializes in Lake Lanier Appraisals, you have come to the right place! We know what the market is doing on a daily basis. We appraise ALL single family homes not just Lakefront property. Thinking of selling your home, we provide listing appraisals for sellers!
** Our other area of experties is in Golf Course Property. We have appraised many homes in Royal Lakes, Sugarloaf Country Club, Country Club of the South, many of the Golf Course Developments in Alpharetta, GA. Golf course homes have their own unique attributes just like Lakefront homes. You have to understand the site values based upon views, location on the course; Hole, Green, Sand Trap, Fairway, Lake, etc.
**Want to know the CURRENT Value of your Lake or Golf Course Home or ANY home you are thinking of Purchasing...Contact US!
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If you are lending on Lake Lanier or a Golf Course Home, you MUST use an appraiser who is well versed in these kinds of properties or the appraisal will be FLAWED. Save everyone time and money and hire the most experienced Real Estate Appraiser for these properties....Mary Thompson
Homeowners/BANKS/Lenders: Want to know the value of your property but don't want to pay for a FULL appraisal report? Gone are the days where the mortgage brokers called the appraiser for a "comp" check to see where the value is before ordering an appraisal.
We do offer a VALUATION product called a Desk Top Report as well as a "Drive-By" Report, just like the name sounds. These reports can be done on MOST properties (Lake and Golf Course homes excluded for obvious reasons...we need to see your lot) for a fraction of the cost of a full report. We do the valuation from our office on Desk Tops, based upon records we have for your home, size, age, lot size, etc. On drive-by's we see the exterior of your home only and we obtain interior information from the homeowner.
Contact us if interested in this product, it could save you hundreds of dollars per report. marytt@charter.net
Buyers/Sellers/Realtors : HVCC Effective May 1, 2009 ... Having Appraisal Issues? We offer Appraisal Review services. We can review the appraisal that your lender has provided to you (they MUST give you a copy 3 days before closing) to see if there are errors. We can tell pretty quickly if the appraisal is flawed! Fees start as low as $150.00 for this review in the following counties in Georgia: Hall, Gwinnett, Forsyth, Dawson and of course...All Lake Lanier Appraisals.
Arm yourself ahead of time to rebut any appraisal that you feel is flawed! You DO have recourse to have another appraisal completed if you can show why the report is OFF on value and this is where we can help you! Our Fee is well worth the outcome of your loan...approved or denied!
Check out my interview with "Get Real REI" all about the appraisal process and the new HVCC law that takes effect May 1st. This law affects YOU!
Mary's Get Real Interview
Best Advice: Get an appraisal done BEFORE you list or buy your next home. Seller's: You need to price your home to sell..without leaving money on the table. You also do not want to have your home sit for months longer than it should because it is overpriced, which is a money losing proposition. Buyers: You do not want to over pay for a home and if the home is listed under market value, we can tell you that as well!
BUY FOR THE LOT FIRST (this is quite obvious NOW)....then the house....you can always change or renovate the home, NOT the lot! Buyers are proving this to be the case. They want good deep water with nice views at least at the dock. They are sacrificing views from the home as long as they have nice views and deep water at the dock. So if you can get views from the home AND the dock with deep water, you have a great investment for your future.
Many buyers are being priced out of the market and may be willing to have some periods of drought in order to get into a lake home...So the next best thing is, if you have low water, but decent views of the water, this can be the trade off. Also if your lot is not steep, but levels are on the low side, this is another trade off....
There are people who are willing to take on steeper lots and/or lots in coves, if the water is DEEP. Still others want good views with level lots and will take the low periods on the lake now and again. If the water is close the home or the corps line is close to the water, these features of course are desirable. As you can see MANY factors come into play on the Lake in order to determine its value!
We can also provide Consulting Services to you if you chose to sell your home on your own, which with a little help you CAN do!
We have both real estate sales as well as real estate appraising experience and we can give you the REAL facts when it comes to the entire process (which at times can be somewhat intimidating) from listing your home all the way to the closing table. We can give you the peace of mind that you need to make sure you are not making any mistakes along the way. We have nothing to gain or lose in the process: IE: a commission that is paid for listing or selling the property and this is why we can give you the cold hard facts that you need to make the process just as smooth as possible.
We can even help you negotiate the actual sale, market your property online, tell you what you need to do with your home to make it sell for the highest possible price, etc. For a flat fee that we both can live with (which would be much lower than a sales commission and which will include a full appraisal report on your home) we can: Excuse the expression......" HOLD YOUR HAND THRU THE ENTIRE OR JUST PART OF THE PROCESS"....it is up to you!
You can contact Mary by e-mail at marytt@charter.net
QUALIFICATIONS: Mary is a Certified Appraiser with over 17 years of appraisal experience, She has a proven track record in the area for providing professional, quality appraisal reports for both lenders and individuals.
Mary was inducted into the Who's Who of Business Professionals for her work in the appraisal business and for her success in the founding of her own company 11 years ago. Mary and husband Chuck, also an appraiser work together out of their office in Flowery Branch, GA
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Our investment in training and technology has helped our customers greatly reduce their workload. By offering online appraisal ordering, coupled with automated report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
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Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.
Mary is well known by many of the top Lake Lanier Realtors and they can tell you that Mary knows the Lake!!
Pete Edwards, Teresa Smith, Ty & Susan Ginac, Arthur Prescott, Ben Ray, Sheila Davis, Bill Strickland
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Today's Rates:
| 30-yr Fixed | 4.32% | 4.46% | | 15-yr Fixed | 3.83% | 4.03% | | 1-yr Adj | 3.5% | 4.34% |
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