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I am SO ready for Spring! How about you? This cold weather is nuts as we approach March!
HAPPY 60th BIRTHDAY BUFORD DAM ON MONDAY 3/1/10. CHECK OUT THIS VIDEO FROM HAROLD MARTIN, ALSO A GREAT FRIEND OF OURS, WHO TOOK MOVIES OF THE DAM BEING BUILT, AN OLD BOAT HE BUILT IN THE 50'S AND HIS FAMILY SKIING BEHIND THIS BOAT ALMOST 60 YEARS AGO!
**Appealing your Taxes in Hall County, give us a call as you will need a professional appraisal to fight it out with the BOE and County Appraiser.
If you are looking for someone who specializes in Lake Lanier Appraisals, you have come to the right place! We know what the market is doing on a daily basis. We do appraise ALL single family homes not just Lakefront property.
**Want to know the CURRENT Value of your Lake Home or one you are thinking of Purchasing...Contact US!
Message From Mary Thompson
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Real Estate Blog on Active Rain
*Check my BLOG for latest Lake Lanier Sales Stats 2009 ** www.marytappraisals.com/myblog
Pink Ladders featured yours truly in their newsletter.. How I climbed that Ladder to Success
If you are lending on Lake Lanier, you MUST use an appraiser who is well versed in this kind of property or the appraisal will be FLAWED. Save everyone time and money and hire the most experienced Real Estate Appraiser on Lake Lanier....Mary Thompson
Jim Strickland's consumer report on 7/16/09. He interviewed a women who had major issues with her refinance as part of the HARP program. She found yours truly on the internet. I wrote a rebuttal letter for her and she got some action via that letter and ABC's Jim Strickland. AFter 4 months of fighting the lender, she is now closing on her refinance tomorrow! Great news!
This is her testimonial: "We ran into a problem with the HARP program... The appraisal came back with so many errors and it didn’t even have our correct address! We were denied the Refi and were told we could dispute the appraisal.....
I jumped online looking for some kind of help and came across Mary Thompson's blog www.activerain.com/blogs/lakelanierappraiser. She worked with me 24/7. She was able to get into real estate sites that I would not have access to, she found so many more things that were wrong. A normal person would never of been able to pick up all she had found....with information only she was able to access, such as FMLS and Red link.
Mary is very knowledgeable in her field, she wrote a professional letter showing 21 areas that were misleading and inaccurate at best i n the appraisal.
Wells Fargo accepted the dispute and another appraisal was ordered. The "bad" one came in at 247,000 and the new one came in at 317,000. We were able to close on our Refy and there is no way we could have done it, without Mary.
Mary loves her profession and has made it her mission to help those of us who are getting kicked to the curb by people who do not take their jobs to heart as Mary does. I can’t thank her enough for what she has done and I truly hope she can help others as she has helped us.
I searched for a couple days, talked to a few others and was told there would be nothing I could do. They all talked to me like I was just a mad homeowner who thought her home was worth more then what the appraisal came in at..Then I found Mary, she listened, she believed and she got the job done"
Marilyn S.
Hiram, GA
Another Testimonial:
"Mary Thompson recently saved my financial life. When my FSBO listing was faced with a bad contract and underhanded dealings by the buyer’s agent, a Google search lead me to Mary’s blog. I had just been told by a real estate attorney that I was legally bound to the contract, and I was desperately trying to find a second opinion. Mary reviewed the contract and quickly identified several things that were wrong with the deal. Mary’s expertise in real estate law even identified things that the real estate attorney had completely missed. She expertly guided me through the steps necessary to legally terminate the contract.
Mary was completely knowledgeable in all aspects of the newest HVCC laws and offered expert advice about appraisals, technical points and legalese on the contract to purchase, and realtor negotiations. She also guided me through requesting a re-appraisal that increased the valuation of my home. Mary was always only a phone call or e-mail away, and was always quick with an informed reply.
I can now sleep at night knowing that my family’s financial future is no longer in jeopardy. Mary is truly my Angel in Georgia."
Christa, Ohio
Homeowners/BANKS/Lenders: Want to know the value of your property but don't want to pay for a FULL appraisal report? Gone are the days where the mortgage brokers called the appraiser for a "comp" check to see where the value is before ordering an appraisal.
We do offer a VALUATION product called a Desk Top Report as well as a "Drive-By" Report, just like the name sounds. These reports can be done on MOST properties (Lake homes excluded for obvious reasons...we need to see your lot) for a fraction of the cost of a full report. We do the valuation from our office on Desk Tops, based upon records we have for your home, size, age, lot size, etc. On drive-by's we see the exterior of your home only.
We get interior information from the homeowner.
So contact us if interested in this product, it could save you hundreds of dollars per report. marytt@charter.net
Buyers/Sellers/Realtors: HVCC Effective May 1, 2009 ... Having Appraisal Issues? We offer Appraisal Review services. We can review the appraisal that your lender has provided to you (they MUST give you a copy 3 days before closing) to see if there are errors. We can tell pretty quickly if the appraisal is flawed! Fees start as low as $100.00 for this review in the following counties in Georgia: Hall, Gwinnett, Forsyth, Fulton, Dawson and of course...All Lake Lanier Appraisals.
Arm yourself ahead of time to rebut any appraisal that you feel is flawed! You DO have recourse to have another appraisal completed if you can show why the report is OFF on value and this is where we can help you! Our Fee is well worth the outcome of your loan...approved or denied!
Check out my interview with "Get Real REI" all about the appraisal process and the new HVCC law that takes effect May 1st. This law affects YOU!
Mary's Get Real Interview
We also specialize in premier, high end properties (Golf Course Homes, Home on Large Acreage, Million Dollar+ Property). We appraise all single family residences, new, existing and proposed construction! Please go to our "coverage area" for more details!
You need an experienced lake property appraiser. You want a Fair and Objective view of the values on this lake. We can provide you with that information!
Get that appraisal done BEFORE you list or buy your next home. Seller's: You need to price your home to sell..without leaving money on the table. You also do not want to have your home sit for months longer than it should because it is overpriced, which is a money losing proposition. Buyers: You do not want to over pay for a home and if the home is listed under market value, we can tell you that as well!
BUY FOR THE LOT FIRST (this is quite obvious NOW)....then the house....you can always change or renovate the home, NOT the lot! Buyers are proving this to be the case. They want good deep water with nice views at least at the dock. They are sacrificing views from the home as long as they have nice views and deep water at the dock. So if you can get views from the home AND the dock with deep water, you have a great investment for your future.
Many buyers are being priced out of the market and may be willing to have some periods of drought in order to get into a lake home...So the next best thing is, if you have low water, but decent views of the water, this can be the trade off. Also if your lot is not steep, but levels are on the low side, this is another trade off....
There are people who are willing to take on steeper lots and/or lots in coves, if the water is DEEP. Still others want good views with level lots and will take the low periods on the lake now and again. If the water is close the home or the corps line is close to the water, these features of course are desirable. As you can see MANY factors come into play on the Lake in order to determine its value!
We can also provide Consulting Services to you if you chose to sell your home on your own, which with a little help you CAN do!
We have both real estate sales as well as real estate appraising experience and we can give you the REAL facts when it comes to the entire process (which at times can be somewhat intimidating) from listing your home all the way to the closing table. We can give you the peace of mind that you need to make sure you are not making any mistakes along the way. We have nothing to gain or lose in the process: IE: a commission that is paid for listing or selling the property and this is why we can give you the cold hard facts that you need to make the process just as smooth as possible.
We can even help you negotiate the actual sale, market your property online, tell you what you need to do with your home to make it sell for the highest possible price, etc. For a flat fee that we both can live with (which would be much lower than a sales commission and which will include a full appraisal report on your home) we can: Excuse the expression......" HOLD YOUR HAND THRU THE ENTIRE OR JUST PART OF THE PROCESS"....it is up to you!
You can contact Mary by e-mail at marytt@charter.net
QUALIFICATIONS: Mary is a Certified Appraiser with over 16 years of appraisal experience, She has a proven track record in the area for providing professional, quality appraisal reports for both lenders and individuals.
Mary was inducted into the Who's Who of Business Professionals for her work in the appraisal business and for her success in the founding of her own company 9 years ago. Mary and husband Chuck, also an appraiser work together out of their office in Flowery Branch, GA
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Our investment in training and technology has helped our customers greatly reduce their workload. By offering online appraisal ordering, coupled with automated report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
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Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.
Mary is well known by many of the top Lake Lanier Realtors and they can tell you that Mary knows the Lake!!
Pete Edwards, Patsy Bailey, Teresa Smith, Ty & Susan Ginac, Arthur Prescott, Ben Ray, Sheila Davis.
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