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Looking for an EXPERIENCED Lake Lanier Appraiser or Golf Course Appraiser? You have come to the right place!
Lake Levels coming up! Click below for Lake Levels at a glance. Lake Levels
I am proud to be an AFFILIATE Member of the Hall County Board of Realtors, I serve my Community as do the Realtors of Hall County.
UAD compliant Appraisal Reports; How this Affects YOU and Your Realtor if you have one.
Fannie and Freddie want standardization in appraisal reporting. Any loans involving Fannie or Freddie, will have appraisals reports completed in UAD Format. (Uniform Appraisal Dataset). FHA to follow suit on this format.
Please See BLOG on this subject to REALTORS, indicating some of the changes and what we need from them. If you have a Realtor, pass this along please! It will help you, the homeowner if you are listing your home with them.
The appraisals will include many codes that will make reading the reports difficult. Rather than being user friendly in describing Quality and Condition of your home, codes will be used, ie: Q-2, C-2, etc. In all of our reports that go to lenders, we will be providing detailed descriptions of what these various codes mean so that you and they will understand the report in layman's terms.
Any report we complete for an individual will be completed the way we always have so you can clearly understand the report. The UAD is only required for lenders who are providing loans that will be sold to Fannie & Freddie.
**I want to empower YOU in 2012! If you are getting a loan for a Lake or Golf Course Home and want to use a Lender that USES yours truly, below is a list of those lenders. Not a guarantee that we will be selected out of their Rotation. However, if you tell them upfront that you have a Lake or Golf Course Home and would prefer they use Mary Thompson due to her reputation for experience in these areas, they MAY honor your request. You have the right to get the expertise you deserve and Fannie & Freddie require it as well.
Direct Quote from Fannie Mae "Fannie Mae requires a lender to only use an appraiser who has the appropriate knowledge and experience...Consequently, appraisers who lack the requisite knowledge and access to appropriate data must not be utilized".
Fidelity Bank-Any Branch in Atlanta - Metro Area.
Suntrust Bank - Any Branch Office; - Gainesville or Atlanta Area (Hall, Gwinnett, Forsyth Counties)
Guaranty Mortgage-Buford Branch
Real Estate Mortgage Network (REMN) - Buford Office
If you chose another lender ask them if I am on their list and if they can use me due to my expertise in your property. If not consider what you stand to lose if they select an appraiser without the appropriate expertise!
**Golf Course Properties we have appraised include homes in: Royal Lakes, Sugarloaf Country Club, Country Club of the South, Chateau Elan , White Columns, etc. Golf course homes have their own unique attributes just like Lakefront homes. You have to understand the site values based upon views, location on the course; Hole, Green, Sand Trap, Fairway, Lake, etc.
Pink Ladders featured yours truly in their newsletter.. How I climbed that Ladder to Success
Check out my interview with "Get Real REI" all about the appraisal process and HVCC law
Mary's Get Real Interview
Best Advice: Get an appraisal done BEFORE you list or buy your next home. Seller's: You need to price your home to sell..without leaving money on the table. You also do not want to have your home sit for months longer than it should because it is overpriced, which is a money losing proposition.
Buyers: You do not want to over pay for a home and if the home is listed under market value, we can tell you that as well!
QUALIFICATIONS: Mary is a Certified Appraiser with over 18 years of appraisal experience, She has a proven track record in the area for providing professional, quality appraisal reports for both lenders and individuals.
Mary was inducted into the Who's Who of Business Professionals for her work in the appraisal business and for her success in the founding of her own company 13 years ago. Mary and husband Chuck, also an appraiser work together out of their office in Flowery Branch, GA
Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.
Mary is well known by many of the top Lake Lanier Realtors and they can tell you that Mary knows the Lake!!
Pete Edwards, Teresa Smith, Arthur Prescott, Sheila Davis, Patsy Bailey, Susan Moss, Norman Moolenar, Larry Ness, to name just a few.
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