Gainesville Times Article Link below, about Lake Lanier Values as well as overall Home Values, written by Jeff Gill. Yours Truly spotlighted while conducting a Lake Home Appraisal, our Specialty!
ATTN LAKE OWNERS: Hall County is doing an equalization evaluation of all Lakefront Homes - of course in the hopes of increasing your Taxes. They are doing Exterior only appraisals and based upon the Fee they are paying GMASS to do roughly 6500 reports, they are paying the appraisers $50.00 per home or appraisal report. No way a proper evaluation can be made at this price OR by doing exterior only reports. For some of you this may be GOOD news as valuations may be lower than expected, due to lack of experience and lack of interior inspections.
For others this may be BAD news as some appraisers consider most lakefront sites equal as long as they have boat dock permits and docks in place. (Remember your dock is PERSONAL PROPERTY and should not be taxed) Be aware that these new valuations are set to hit you by May 2014 and they may be WAY off the mark when it comes to the actual value of your Lake Lanier home. If you need an experienced Lake Lanier Appraiser to REBUT these valuations you know who to call!
Looking for an EXPERIENCED Lake Lanier Appraiser or Golf Course Appraiser? You have come to the right place! We also appraise all Single Family Residences not just Lake or Golf Course Homes.
The best money you can spend as a Seller is to Get a PreListing Appraisal. Both for negotiations and ammunition, should the buyers lender have an appraisal that you do not agree with! Click Link below for more information on this valuable service.
As a BUYER it is also very WISE to get an appraisal BEFORE you make an offer on any home!
Click below for Lake Levels at a glance. Lake Levels
ATTN ANIMAL LOVERS: Please Consider Adopting a Furry Family Member for 2013. Save a pet in need of a home FOREVER and they in turn will SAVE YOU!
HOW DO YOU FEEL ABOUT CHAINED OR TETHERED DOGS? Well if you think it should stop in HALL COUNTY, GA sign this petition please!!! Thank You! The Law is meant to Stop constant Chaining and Tethering of the dogs, not the temporary situation for potty breaks and exercise when owner is home with dogs. https://www.change.org/petitions/hall-county-georgia-board-of-commissioners-vote-yes-for-anti-tethering-laws-ordinance-in-hall-county-ga
CLICK HERE FOR PHOTOS OF PETS:
I am very proud to have been elected to and will serve on the 2013 Board of the Hall County BOARD of Realtors.
UAD compliant Appraisal Reports; How this Affects YOU and Your Realtor if you have one.
Fannie and Freddie want standardization in appraisal reporting. Any loans involving Fannie or Freddie, will have appraisals reports completed in UAD Format. (Uniform Appraisal Dataset). FHA to follow suit on this format.
Please See BLOG on this subject to REALTORS, indicating some of the changes and what we need from them. If you have a Realtor, pass this along please! It will help you, the homeowner if you are listing your home with them.
The appraisals will include many codes that will make reading the reports difficult. Rather than being user friendly in describing Quality and Condition of your home, codes will be used, ie: Q-2, C-2, etc. In all of our reports that go to lenders, we will be providing detailed descriptions of what these various codes mean so that you and they will understand the report in layman's terms.
Any report we complete for an individual will be completed the way we always have so you can clearly understand the report. The UAD is only required for lenders who are providing loans that will be sold to Fannie & Freddie.
**I want to empower YOU in 2013! If you are getting a loan for a Lake or Golf Course Home and want to use a Lender that includes our Company on their approved Appraiser List, below is a list of those lenders. Not a guarantee that we will be selected out of their Rotation. However, if you tell them upfront that you have a Lake or Golf Course Home and would prefer they use Our Company due to their reputation for experience in these areas, they MAY honor your request. You have the right to get the expertise you deserve and Fannie & Freddie require it as well.
Direct Quote from Fannie Mae "Fannie Mae requires a lender to only use an appraiser who has the appropriate knowledge and experience. Consequently, appraisers who lack the requisite knowledge and access to appropriate data must not be utilized".
Fidelity Bank-Any Branch in Atlanta - Metro Area.
Suntrust Bank - Any Branch Office; - Gainesville or Atlanta Area (Hall, Gwinnett, Forsyth Counties)
Guaranty Mortgage-Buford Branch
Heritage Bank - Buckhead Branch
If you chose another lender ask them if We are on their list and if they can use our Company due to expertise in your property. If they cannot, consider what you stand to lose if they select an appraiser without the appropriate expertise!
**Golf Course Properties we have appraised include homes in: Royal Lakes, Chateau Elan, Hamilton Mill, Polo Fields, Sugarloaf Country Club, Country Club of the South, White Columns, etc. Golf course homes have their own unique attributes just like Lakefront homes. You have to understand the site values based upon views, location on the course; Hole, Green, Sand Trap, Fairway, Lake, etc.
Pink Ladders featured yours truly in their newsletter.. How I climbed that Ladder to Success
QUALIFICATIONS: Mary is a Certified Appraiser with 20 years of appraisal experience, She has a proven track record in the area for providing professional, quality appraisal reports for both lenders and individuals.
Mary was inducted into the Who's Who of Business Professionals for her work in the appraisal business and for her success in the founding of her own company 14 years ago. Mary and husband Chuck, also an appraiser work together out of their office in Flowery Branch, GA
Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.
Mary is well known by many of the top Lake Lanier Realtors and they can tell you that Mary knows the Lake!!
Pete Edwards, Teresa Smith, Arthur Prescott, Sheila Davis, Patsy Bailey, Susan Moss, Norman Moolenar, Larry Ness, to name just a few.